Inflation Protector Option for Life Protection products

* The sum insured of the basic life plan will be automatically increased by 10% of the initial cover at each of the first 10 policy anniversaries with no medical evidence required


Inflation Protector Option for Critical Illness products

* It is the first-in-the-market critical illness product feature which is a good option to safeguard against medical and salary inflation. The sum insured of the critical illness plan will be automatically increased by 5% of the initial cover at each of the first 10 policy anniversaries with no medical evidence required. Eligible critical illness products include Premier Life Critical Illness Benefit/ Protector, Major Disease Benefit and Cash Assistance Benefit.

Premium Waiver Benefit

* Waives your premium in the event of total disability


Payor Benefit

* Waives the premium of your child's policy if you (as the person who pays the premiums) die or are totally disabled